Compare Early Critical Illness
Insurance Plan Singapore
Choose Between single early and multiple/recurrent claim critical illness plan and get covered for the highest number of medical conditions.
Early Stage Critical Illness Insurance are standalone Critical Illness Plans which pays you a lump sum upon any early, intermediate to late stage diagnosis of the 37 LIA listed critical illness conditions.
Early Stage Critical Illness Insurance seeks to bridge the gap in the case where one is diagnosed with a critical illness but not at the “stage” where it can be covered by a normal Critical Illness policy. The sum assured of an Early Stage Critical Illness Insurance can also be claimed in the event of certain medical procedures done such as the removal of one kidney or small bowel transplant.
Some of the conditions and medical procedures covered for includes but are not limited to:
For early stage critical illness, it is good to get up to 1 – 2 years of your income to cover the expenses for unforeseen treatment costs, medical appliances and income replacement during your recuperation period.
With more advanced medical technologies these days and the higher possibility of early detection, having an early stage critical illness insurance plan will provide you with financial relief while you undergo treatments. The pay-out should be enough to let you take a break, seek alternative treatments and allow you spend more time with your loved ones should you get diagnosed with any critical illness.
Anyone. Should there be a possibility that someone is reliant on their ability to earn an income at present or in the future, they should protect themselves with an early stage critical illness coverage.
Given the fact that there is a probability of recurrence, critical illness plans have evolved and insurance companies here are now offering plans that addresses these concerns. Such plans provide continuous coverage for early stage and advance stage critical illness should your condition persist, relapse or when another critical illness has been diagnosed.
Yes, you may as long as the total coverage amount does not exceed SGD 2 million dollars.
Different insurer has different cap on the coverage limit, etc Aviva only allows a maximum sum assured of $250,000 per early stage critical illness policy whereas AIA can cover up to $2,000,000, however there is a separate claim limit on first time early stage critical illness diagnosis.
The highest max amount one can claim upon the first early stage critical illness diagnosis is $350,000.