Compare Integrated Shield Plan Singapore

We Compare over 15 Life insurers to get you the best integrated shield plan in Singapore

Learn about the different integrated shield plans (ISP) and compare integrated shield plans from different insurers to find the plan that best suits your needs.

Why Should You Get Integrated Shield Plan?

Compare From Integrated Shield Plan Providers

Why Should You Get Integrated Shield Plan?

As Charge Coverage

As Charged Coverage means you can submit your entire hospitalisation expenses for claim without being restricted to sub limits for hospital bed stay, diagnostics and treatments.

Pre and Post Hospitalisation

With ISP, you will be able to claim for any treatment, pre and follow up consultation or even diagnostic fee charged before and after your hospital stay or claimable day surgery procedures.

Choose Your Doctor

With integrated shield plan, you can choose a specialist as a private patient to seek treatment with at cost covered up to your ISP limits.

Lower Co Pay and Deductibles

With an additional rider in place, you pay a lower coinsurance and potentially no deductible limiting your overall medical expenses when the needs arise.

Compare and Get Quotes from Different Integrated Shield Plan Providers

A good hospitalisation treatment should not bankrupt you, upgrade your medishield life.

Other Features of Integrated Shield Plan

Cashless Payment

Enjoy preauthorisation and no cash upfront for your hospitalisation treatment cost, this ensure you do not receive any upfront billing shock when treatment is needed.

Single Ward with Air Conditioning

Receive uninterrupted recovery during your hospital stay, you can stay in a 4 bedder or even a single bed ward with air conditioning during your recuperation.

Guaranteed Renewability

Integrated shield ensures a guaranteed renewability each year for all insured regardless of how much and how many times they claim.

Sample Premiums

E.G. New Born Private Hospital with 5% Co insurance

Insurer	Basic Premium	Rider
AIA	$252	$643
Singlife	$193	$590
HSBC Life	$187	$459
Income	$176	$445
Raffles Shield	$194	$234

What should you look out for when buying an Integrated Shield Plan

Know the difference in co-pay when you visit a panel specialist vs a non-panel specialist
Understand that there are two types of pricing for the upgrade on private hospital plan; claim-based pricing insurer vs non claim base pricing.
Premiums are not guaranteed and will be subjected to overall industry claim experiences and medical inflation.

The biggest advantage of getting an integrated shield plan is to provide more treatment options.

Frequently Asked Questions

My Company insurance provide me with comprehensive hospitalisation coverage, do I still need to upgrade my medishield life?

There’s no wrong or right answer to this, if you can afford and would like to receive better hospitalisation care beyond your working years, it may be wise to still get an integrated shield plan even though you’re covered by your company since your company insurance may terminate if you are no longer working there, the integrated shield plan can be an affordable insurance to fall back on throughout your life. Otherwise, you will still have your medishield life to provide for basic hospitalisation expenses even without an integrated shield plan

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Compare Integrated Shield Plan Singapore

We Compare over 15 Life insurers to get you the best integrated shield plan in Singapore

Why Should You Get Integrated Shield Plan?

As Charge Coverage

Pre and Post Hospitalisation

Choose Your Doctor

Lower Co Pay and Deductibles

Compare and Get Quotes from Different Integrated Shield Plan Providers

A good hospitalisation treatment should not bankrupt you, upgrade your medishield life.

Integrated Shield Plan

Other Features of Integrated Shield Plan

Sample Premiums

E.G. New Born Private Hospital with 5% Co insurance

What should you look out for when buying an Integrated Shield Plan

The biggest advantage of getting an integrated shield plan is to provide more treatment options.

Get Integrated Shield Plan Quotes

Frequently Asked Questions

What is an Integrated Shield Plan?

Are the premiums fully payable by medisave?

Is it compulsory to get the rider if I wish to upgrade my medishield life?

What does the rider cover?

Are the premiums guaranteed?

My Company insurance provide me with comprehensive hospitalisation coverage, do I still need to upgrade my medishield life?

Are Pre existing conditions covered?

Should I buy a rider?

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