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Compare Endowment Plan Singapore

We Compare over 15 Providers to get you the best endowment plan in Singapore

Learn about the different endowment plans and compare endowment plans from different insurers to find the plan that best suits your needs.

Why Get An Endowment Plan?

Certainties and Stringently Regulated by MAS to Protect Consumers

Stable Returns

Most endowment plan provide stable returns that can beat the banks over a period or at maturity

Lump Sum or Regular Pay

Choose between a lump sum or regular paying premium or even pay out, this flexibility provides you with an all-weather solution to your financial planning goals.

Principal Guaranteed

All Endowment plans provides full or partial principal guaranteed by the insurer and policy owner protection scheme upon maturity or later in the policy term, hence your money is safe.

Predictable

Your endowment plan can serve different purpose at different life stages, whether is it for your child education, retirement or future expenditure, your endowment plan provides predictable outcome to meet your financial targets.

Compare and Get Quotes from Different Endowment Plans Providers

These are the plans from the respective we can help you get quotes for and get you the best offer

Endowment Plan

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Other Features of Endowment Plan

real financial planning

Add Riders

Here are some riders you may add on to your Endowment Plans protection to ensure that the plan continues upon the payor’s death or diagnosis of a certain condition.

  • Payor Premium Waiver

  • Cancer Premium Waiver

  • Critical Illness Premium Waiver

  • Payor Critical Illness Premium Waiver

Secondary Life Assured

Allows your plan to be transferred to a third party so the other party can enjoy the fruit of your labour whether you are around or not

Lifetime Endowments

Certain insurers have plans with option for you to maintain the plan for life and allow partial withdrawal anytime when there’s cash value within the policy term without any penalty, such plans have multiple uses and purposes

What Should You Look Out For When Buying An Endowment Plan?

  • 4.25% p.a. is neither the maximum nor indicative return of the endowment plan. It’s a projection
  • There are participating and non-participating endowment products, know what you are buying.
  • Know the guaranteed returns, this is the worst return for your endowment upon maturity.

The biggest advantages of getting an Endowment plan are certainty and the exit strategy it comes with being created by you for you or your love ones

Get your Quote

An MAS-Licensed Expert will provide you with objective advice and help you compare insurance quotes from different providers. 100% Free & No Commitment. Retrieve your info using your singpass app or manually fill in the form below.

Frequently Asked Questions

Endowment Plan provides policy owners a lump sum upon maturity with the benefit of compounding returns for a period of their choosing, the benefit includes a potential higher return than bank savings with principal guaranteed if certain criteria are fulfilled

You should consider if you prefer your savings to have a principal guaranteed element as well as a potential return that can beat the bank in the long term. You should also have a conservative risk profile, or it can be part of a wealth product that serve as cash in your overall investment or wealth accumulation portfolio

Most Endowment plans provide principal and interest guaranteed if the policy owner fulfils the contract obligations as shown on the benefit illustration, there are some with partial principal guaranteed upon maturity.

There will be no way to ascertain this as this is a non-guaranteed return, most potential buyers will be able to see the historical returns from the first two pages of the policy illustration. While this can be a good gauge if the plan can outperform or keep up to the higher projections, such past returns do not guarantee future performance.

Certain endowment plan provides other feature such as retrenchment benefits or pay out.

Yes. However, you might suffer a loss of principal if the termination comes early on during the contract.

Click on get quotes and an expert and seasoned financial advisor will provide you with objective advise and get you quotes from different companies to compare. 100% free & no obligation.

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