Best Critical Illness Insurance Plans Singapore We have said this and we will say it again, hospitalisation plans covers your bill, and the best critical illness insurance plans…
Premium waiver can be added or are embedded in most multiclaim ci policies. This feature will waive off the remaining years’ premium in the event of the first critical illness claim and allow multiple subsequent claims for the remaining policy term.
Early-Stage Critical illness policies will come with additional special benefits that covers adult or juvenile conditions that may or may not be a subset of critical illness, Insurers will allow such claims to be in addition to the prevailing sum assured as percentage of the critical illness sum assure. E.G. Diabetic Complications & Severe Rheumatoid Arthritis. Such claim will not reduce the sum assure of the plan.
Pre-Early Stage Critical Illness Cover
Some companies provide pre-early stage critical illness coverage as a special coverage, such feature allows the insured to claim for treatment or diagnosis of a benign condition that may not be officially diagnosed as an early stage critical illness. The feature is usually a percentage paid out in addition to the total critical illness sum assured and will not reduce the total sum assure of the plan.