fbpx

Compare Maternity Insurance Singapore

We Compare over 15 Life insurers to get you the best Maternity insurance plan in Singapore

Learn about the different maternity insurance plans and compare maternity insurance plans from different insurers to find the plan that best suits your needs.

maternity insurance plan

Why Get Maternity insurance plan?

Pregnancy Complication

Covers the mother for a lump sum in the event of pregnancy complication such as still birth and abruptio placentae

Congenital Illness

Covers congenital illness or complication during child’s birth. Provides a lump sum payout for condition such as blindness or bodily defects during birth.

Hospital Care

Receive financial relief should the child or mother be hospitalised before, during or after delivery due to complication experienced. Common reason such as phototherapy due to severe jaundice or premature birth that requires NICU stay are covered.

Transferable Life Protection

Get a life insurance plan on the mother’s life before birth with attachable critical illness riders and guarantee the transfer of the life insurance plan to the child regardless of complications/illness on the child during birth.

Compare and Get Quotes from Different Maternity Insurance Providers

These are the companies we can help you get quotes for and get you the best offer

Maternity Insurance

Amount:
Term:
Show more results

Other Features of Maternity Insurance Plan

real financial planning

Bundling of Policies

Bundle the maternity insurance plan with another plan from the same insurer to transfer coverage to your children at birth or later in their life to ensure protection regardless of any unforeseen health circumstances.

 

Coverage Before, During and After Delivery

Coverage from 3 years from the start of the policy inception towards any complication on the mother and baby’s life

Sample Premiums

Premium 30 Years Old Non-Smoker Female

Permutation: 10,000 Sum Assured

InsurerFemale Annual Premium
Singlife$652
AIA$790
AXA$798
Manulife$798
NTUC$781

What Should You Look Out For When Buying A Maternity Insurance Plan?

  • Check if your provider provides guaranteed transferable life insurance for your child
  • Know the difference on the hospitalisation daily cash, some plan provides 1% and some provide 2% of sum assured
  • Some insurers provide more bundling option with more than just whole life and ILP plans, be sure to check with the financial advisors on your options

The biggest advantage of getting a Maternity Insurance plan is The Guarantee You Provide For Your Child. Guarantee Coverage Regardless

Get Maternity Insurance Plan Quotes

Our MAS-Licensed Partner will provide you with objective advice and help you compare insurance quotes from different providers. 100% Free & No Commitment. Retrieve your info using your singpass app or manually fill in the form below.

Frequently Asked Questions

Maternity insurance plan protects the mother and child from any complication before, during and after pregnancy by paying a lump sum upon the insured event. The plan also provides daily hospital cash benefit if the mother or child gets hospitalised due to an insured event for 1% or 2% of the sum assured.

There’s only single premium option to protect the mother and child for a minimum period of 3 years.

It is not compulsory to get a maternity insurance plan, but it may be necessary if you’re concerned with the cost of pregnancy complication, the pay outs from maternity insurance during such scenario will provide a much-needed financial relief from an emotionally devastating situation.

A bundled maternity insurance plan requires the insured to purchase additional life insurance plan from the suite of products by the same company they wish to buy the maternity insurance plan from

A single maternity plan will provide coverage for both the mother and the unborn child so you only need 1 plan.

With a bundled maternity with a life insurance on the mother, the child may get insured for critical illness not related or in some case related to the congenital condition they were born with by transferring the life plan from the mother to the child. Certain congenital illnesses once diagnose can bar the child to be insured for life if the parents do not buy any maternity insurance coverage. Hence, if you have half the intention to get your child insured for life regardless of whether they are born healthy or not, it may be a sound decision to buy a maternity insurance plan with bundling.

Most claims on maternity insurance revolve around hospital care benefit such as neonatal phototherapy care due to jaundice or neonatal ICU admission due to minor birth complications. Example, it is common to claim for NICU stay/treatment for the baby (which can cost up to $3,000 per day for severe cases in a private hospital). In such a case, the daily hospital cash pay-out may elevate some cost for the parents. Major complications which may lead to the disability or death of the mother/baby are rare and the sum assured paid out provides a short-term solution to a lifetime financial and emotional burden.

Click on get quotes and an expert and seasoned financial advisor will provide you with objective advise and get you quotes from different companies to compare. 100% free & no obligation.

Latest Articles Related to Maternity Insurance

Etiqa Essential Whole Life Review

Etiqa Essential Whole Life Cover Review (updated 2022)

Introduction of Etiqa Essential Whole Life Cover Good day folks, in this

Read More
NTUC Income Heritage Solitaire - Review

NTUC Income Heritage Solitaire – Review

NTUC Income Heritage Solitaire — Inheriting wealth from your parents does not

Read More
China taiping whole life plan

[Analysis] Why China Taiping i-Secure Legacy is one of the best whole life plan

Based on these factors, we believe China Taiping i-Secure currently provides you

Read More
foreigners buying insurance in singapore

Can Foreigners Buy Life Insurance in Singapore?

Can Foreigners Buy Life Insurance in Singapore? It is extremely common for

Read More
What insurance do i need ins ingapore

What insurance do I need in Singapore?

What insurance do I need in Singapore? There are 3 types of

Read More
AXA whole life insurance 2 out of 6 adl

AXA Life Treasure II Whole Life Insurance – Taking the best from every aspects

AXA Life Treasure II Whole Life Insurance – Taking the best from

Read More
Singlife MyLifeIncome II

Singlife MyLifeIncome III: Lifetime of Income with Legacy Useage

Singlife MyLifeIncome III the 3rd version of the popular lifetime income plan

Read More
Indexed Universal Life

Indexed Universal Life (Indexed UL): How Are They Different from Traditional UL?

Indexed Universal Life (Indexed UL): How Are They Different from Traditional UL?

Read More
a man figuring out the wall charts

3 Best Lifetime Income Plans in Singapore (Updated May 2022)

Having a steady flow of cash flow is vital in financial planning.

Read More
best whole life insurance

4 Best Whole Life Insurance Plans Singapore 2022 (Updated)

Yes, you read it, whole life insurance plans are known for their

Read More
Disclaimer
  • MoneyLine.sg is an independent information provider. It is not a bank or financial services provider and cannot give direct financial advice.
  • All Sample Premium results if shown are based on the criteria indicated and MoneyLine.sg does not warrant or guarantee that anything written here is accurate, timely, or relevant to the solution of any problem you may have.
  • Contents are intended as general information only and do not consider financial situation or need of any user or reader, any specific person or group of persons. It does not constitute advice nor does any part of the content constitute an open offer capable of forming the basis of a contract.
  • Promotions indicated on this page may not be accurate and may be subjected to changes by providers without warning. Moneyline.SG does not take responsibility for the accuracy of the information shown in this content.
  • You are recommended to seek financial advice from a qualified financial adviser for product suitability and its latest premium rates quotation before deciding to purchase the product. In the event you choose not to seek advice, you should consider if the product is suitable for you.
  • Without prejudice to the generality of this, MoneyLine.sg Pte Ltd specifically excludes liability for any loss or damage no matter how arising from the use of this Web Portal or of any information or services provided through this web portal.
  • Please read our full Disclaimer on the use of our website.
×