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Compare Investment Linked 101 Wrapper Plan Singapore

We Compare over 15 Life insurers to get you the best investment linked plan in Singapore

Learn about the different investment linked 101 wrapper insurance plans and compare investment link plans from different insurers to find the plan that best suits your needs.

investment link wrapper

Why Get Investment Linked 101 Wrappers Plan?

An Exit Strategy Coupled with Prestigious Investment Funds

100% Invested

Unlike traditional ILP, an investment linked plan or 101 wrappers invest 100% of your principal and has minimal or no insurance coverage to make your money work harder for you.

Access to Restricted Funds

As a retail investor, you can get access to Accredited investor funds or Restricted funds not accessible elsewhere else in Singapore

Build Transferable Wealth

The insurance element of the wrapper plan allows you to nominate beneficiary to bypass sophisticated executor and administrator procedure of a will or without a will to pass on the money to a nominated beneficiary if you pass on.

Upfront Bonuses

Enjoy upfront bonuses of up to 2x your first-year investment from certain plans to boost your initial capital for long term investment gains.

Compare and Get Quotes from Different Investment Linked Plan Insurance Providers

These are the companies we can help you get quotes for and get you the best offer

Investment Linked Plan

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Other Features of Investment Linked Policies

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Add Riders

Here are some riders you may add on to your Investment Linked Plan

  • Premium Waiver

  • Ci Premium Waiver

  • Payor Premium Waiver

  • Payor CI Premium Waiver

Guaranteed Principal Upon Death

Your beneficiary can have the option to receive back your investment principal despite adverse market situation upon your death.

Joint Life

Change life assured during the policy term to pass on the policy ownership to your loved ones to take advantage of long-term investment potential gains

What should you look out for when buying Investment Linked 101 Wrapper Plan

  • Understand the surrender charges upon partial and full withdrawal during the premium payment term.
  • The minimum investment period should be understood so you know how many years you will need to lock up your funds for before any withdrawal can be made to not incur any charges.
  • Pay attention to the breakeven yield instead of the bonuses, the breakeven yield is usually calculated by adding up the bonuses and netting off the policy charges during the policy term. The lower the Breakeven yield the better.

The Biggest advantage of getting an Investment Linked Wrapper Plan is the ability to access Restricted Investment Plans

Get Investment Linked Wrapper Quotes

Our MAS-Licensed Partner will provide you with objective advice and help you compare insurance quotes from different providers. 100% Free & No Commitment. Retrieve your info using your singpass app or manually fill in the form below.

Frequently Asked Questions

Investment-linked insurance Plans (ILP) or in this case we are referring to the 101 Wrapper products provides you with the opportunity to leverage the gains in the financial markets and provide life insurance coverage to take care of your loved ones. They are usually 100% invested and have very low to no insurance coverage for individuals

All plans do not provide principal guaranteed and are subjected to the volatility and pricing of the underlying mutual funds. Certain insurer provides death benefit where the plan will pay out the principal of the investment or the market value whichever is higher upon the insured’s death.

There is a whole universe of funds to select form, some insurer platforms provide 100+ funds with various investment themes and objective to invest into.

The charges are deducted off your units, you do not have to pay additional cash to cover the charges.

The bonuses can be withdrawn usually after the minimum investment period depending on the nature of the plan.

Restricted are exempted from scheme authorisation or recognition and prospectus requirements, subject to certain conditions being met. They are usually available only to Accredited Investors to be invested directly into them. Retail investors may get into such funds through the ILP mechanism that bypasses the Accredited investor requirement.

The reasons for getting into such plan is the liberty to invest into AI funds and to enjoy the upfront bonus that can boost your investment capital and offset the charges within the plan. Another reason to invest into such plan can be the insurance feature that provides a smooth exit strategy from the investor upon the insured and owner’s death.

Click on get quotes and an expert and seasoned financial advisor will provide you with objective advise and get you quotes from different companies to compare. 100% free & no obligation.

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