fbpx

Compare Investment Linked 101 Wrapper Plan Singapore

We Compare over 15 Life insurers to get you the best investment linked plan in Singapore

Learn about the different investment linked 101 wrapper insurance plans and compare investment link plans from different insurers to find the plan that best suits your needs.

Get a Quote
investment link wrapper
Why Get Investment Linked 101 Wrappers Plan?
Compare Investment Linked Plan Insurance Providers
Other Features
What Should You Look Out For
Get Quotes
Frequently Asked Questions
Latest Articles

Why Get Investment Linked 101 Wrappers Plan?

An Exit Strategy Coupled with Prestigious Investment Funds

100% Invested

Unlike traditional ILP, an investment linked plan or 101 wrappers invest 100% of your principal and has minimal or no insurance coverage to make your money work harder for you.

Access to Restricted Funds

As a retail investor, you can get access to Accredited investor funds or Restricted funds not accessible elsewhere in Singapore

Build Transferable Wealth

The insurance element of the wrapper plan allows you to nominate beneficiary to bypass sophisticated executor and administrator procedure of a will or without a will to pass on the money to a nominated beneficiary if you pass on.

Upfront Bonuses

Enjoy upfront bonuses of up to 3x your first-year investment from certain plans to boost your initial capital for long term investment gains.

Compare and Get Quotes from Different Investment Linked Plan Insurance Providers

These are the companies we can help you get quotes for and get you the best offer

Investment Linked Plan

Amount:
Term:
Show more results
Get Quote for All

Other Features of Investment Linked Policies

real financial planning

Add Riders

Here are some riders you may add on to your Investment Linked Plan

  • Premium Waiver

  • Ci Premium Waiver

  • Payor Premium Waiver

  • Payor CI Premium Waiver

Guaranteed Principal Upon Death

Your beneficiary can have the option to receive back your investment principal despite adverse market situation upon your death.

Joint Life

Change life assured during the policy term to pass on the policy ownership to your loved ones to take advantage of long-term investment potential gains

Get a Quote

What should you look out for when buying Investment Linked 101 Wrapper Plan

  • Understand the surrender charges upon partial and full withdrawal during the premium payment term.
  • The minimum investment period should be understood so you know how many years you will need to lock up your funds for before any withdrawal can be made to not incur any charges.
  • Pay attention to the breakeven yield instead of the bonuses, the breakeven yield is usually calculated by adding up the bonuses and netting off the policy charges during the policy term. The lower the Breakeven yield the better.
Critical Illness Plan

The Biggest advantage of getting an Investment Linked Wrapper Plan is the ability to access Restricted Investment Plans

Get a Quote

Get Investment Linked Wrapper Quotes

Our MAS-Licensed Partner will provide you with objective advice and help you compare insurance quotes from different providers. 100% Free & No Commitment. Retrieve your info using your singpass app or manually fill in the form below.

Frequently Asked Questions

Investment-linked insurance Plans (ILP) or in this case we are referring to the 101 Wrapper products provides you with the opportunity to leverage the gains in the financial markets and provide life insurance coverage to take care of your loved ones. They are usually 100% invested and have very low to no insurance coverage for individuals

All plans do not provide principal guaranteed and are subjected to the volatility and pricing of the underlying mutual funds. Certain insurer provides death benefit where the plan will pay out the principal of the investment or the market value whichever is higher upon the insured’s death.

There is a whole universe of funds to select form, some insurer platforms provide 100+ funds with various investment themes and objective to invest into.

The charges are deducted off your units, you do not have to pay additional cash to cover the charges.

The bonuses can be withdrawn usually after the minimum investment period depending on the nature of the plan.

Restricted are exempted from scheme authorisation or recognition and prospectus requirements, subject to certain conditions being met. They are usually available only to Accredited Investors to be invested directly into them. Retail investors may get into such funds through the ILP mechanism that bypasses the Accredited investor requirement.

The reasons for getting into such plan is the liberty to invest into AI funds and to enjoy the upfront bonus that can boost your investment capital and offset the charges within the plan. Another reason to invest into such plan can be the insurance feature that provides a smooth exit strategy from the investor upon the insured and owner’s death.

Click on get quotes and an expert and seasoned financial advisor will provide you with objective advise and get you quotes from different companies to compare. 100% free & no obligation.

Latest Articles Related to Investment Linked Plans Insurance

GGPL

How Financial Planning Is Actually As Simple As 4 Letters: GGLP

How Financial Planning Is Actually As Simple As 4 Letters: GGLP Singaporeans

Read More
FWD life protection whole life

FWD Life Protection – All Good In One Whole Life

FWD Life Protection – All Good In One Whole Life Are you

Read More
China taiping whole life plan

[Analysis] Why China Taiping i-Secure Legacy II is one of the best whole life plan

Based on these factors, we believe China Taiping i-Secure currently provides you

Read More
life insurance singapore

Etiqa Essential Whole Life Cover Review (updated 2022)

Introduction of Etiqa Essential Whole Life Cover Good day folks, in this

Read More
NTUC Income Heritage Solitaire - Review

NTUC Income Heritage Solitaire – Review

NTUC Income Heritage Solitaire — Inheriting wealth from your parents does not

Read More
foreigners buying insurance in singapore

Can Foreigners Buy Life Insurance in Singapore?

Can Foreigners Buy Life Insurance in Singapore? It is extremely common for

Read More
What insurance do i need ins ingapore

What insurance do I need in Singapore?

What insurance do I need in Singapore? There are 3 types of

Read More
life insurance singapore

AXA Life Treasure II Whole Life Insurance – Taking the best from every aspects

AXA Life Treasure II Whole Life Insurance – Taking the best from

Read More
Singlife MyLifeIncome II

Singlife MyLifeIncome III: Lifetime of Income with Legacy Useage

Singlife MyLifeIncome III the 3rd version of the popular lifetime income plan

Read More
Indexed Universal Life

Indexed Universal Life (Indexed UL): How Are They Different from Traditional UL?

Indexed Universal Life (Indexed UL): How Are They Different from Traditional UL?

Read More

Disclaimer

  • Moneyline.sg is an independent information provider. It is not a bank or financial services provider and cannot give direct financial advice.
  • All Sample Premium results if shown are based on the criteria indicated and MoneyLine.sg does not warrant or guarantee that anything written here is accurate, timely, or relevant to the solution of any problem you may have.
  • Contents are intended as general information only and do not consider financial situation or need of any user or reader, any specific person or group of persons. It does not constitute advice nor does any part of the content constitute an open offer capable of forming the basis of a contract.
  • Moneyline.sg works with Synergy Financial Advisers to present these contents. Synergy Financial Advisers makes no representation or warranty as to its adequacy, completeness, accuracy or timeliness for any particular purpose. All information provided is not intended to be and does not constitute financial advice, insurance advice or any other advice or recommendation of any sort offered or endorsed by Synergy Financial Advisers.
  • Promotions indicated on this page may not be accurate and may be subjected to changes by providers without warning. Moneyline.SG does not take responsibility for the accuracy of the information shown in this content.
  • You are recommended to seek financial advice from a qualified financial advisor for product suitability and its latest premium rates quotation before deciding to purchase the product. In the event you choose not to seek advice, you should consider if the product is suitable for you.
  • Without prejudice to the generality of this, MoneyLine.sg Pte Ltd specifically excludes liability for any loss or damage no matter how arising from the use of this Web Portal or of any information or services provided through this web portal.
  • Please read our full Disclaimer on the use of our website.

Join our discord community

Keep in touch with us through telegram

Join our discord community
Keep in touch with us through telegram

Related Posts

×