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Manulife CI FlexiCare

Manulife CI FlexiCare: The Ultimate Critical Illness Insurance in SG

Singaporeans are known for their kiasu attitude and the need to be prepared for anything. And when it comes to our health, it’s no different. We want to make sure that we and our loved ones are protected in the case of any unexpected illnesses. That’s where Manulife CI FlexiCare comes in, offering comprehensive critical illness coverage to give you peace of mind. In this blog, we’ll dive into the features and benefits of this solution and why it’s a must-have for all Singaporeans.

 

What is Manulife CI FlexiCare?

Manulife CI FlexiCare is the ultimate critical illness insurance solution for Singaporeans. It provides comprehensive coverage to protect you and your loved ones from the financial burden of critical illnesses. With its flexible options and customizable plans, Manulife CI FlexiCare caters to your specific needs and ensures that you get the best protection for your health and finances. So, whether you’re just starting work or preparing for your family, Manulife CI FlexiCare has got you covered, like a friend should!”

 

How does Manulife CI FlexiCare work?

Manulife CI FlexiCare is a simple and straightforward policy. Policyholders can apply for coverage and provide proof of their health status. The coverage amount, premium payments, and policy term are agreed upon at the start of the policy.

Manulife CI FlexiCare Benefits
Source: Manulife

In the event of a critical illness, policyholders can make a claim by submitting a claim form and supporting documents, such as a medical certificate. Manulife will then assess the claim and, if approved, pay the lump sum payout to the policyholder.

Coverage

Manulife CI FlexiCare is your go-to for ultimate peace of mind when it comes to your health. With coverage for up to 126 critical illnesses across all stages, early, intermediate and advanced, you can feel protected knowing you’re covered up to S$250,000.

List of covered early ,intermediate ,advanced stage Critical Illness (CI):

Manulife CI FlexiCare Benefits - List of CI Critical illness

List of covered extended advanced stage Cl:

Manulife CI FlexiCare Benefits - List of Extended CI Critical illness

In the unfortunate event that you pass on, your loved ones will receive a lump sum death benefit (premium paid minus any claims already paid out).

Advanced Stage CI Booster

The Advanced Stage Critical Illness (CI) Booster is a feature of Manulife CI FlexiCare that provides policyholders with added financial support in the event of an advanced-stage critical illness. If a policyholder is diagnosed with an advanced-stage critical illness, they will receive a one-time payout of 200% of their basic sum insured.

The basic sum insured refers to the coverage amount selected by the policyholder at the start of the policy. This amount is used to compute the benefits of the policy, including the payout in the event of a critical illness.

With the Advanced Stage CI Booster, policyholders can receive a higher payout if their critical illness progresses to an advanced stage. This added financial support can help policyholders cover medical expenses, pay off debts, and maintain their standard of living.

The Advanced Stage CI Booster is a valuable feature of Manulife CI FlexiCare that provides policyholders with added financial support in the event of an advanced stage critical illness. With this feature, policyholders can have peace of mind knowing that they will have the resources they need to manage their medical expenses and maintain their quality of life.

Cover Me Again Booster Rider

The Cover Me Again Booster Rider is a feature of Manulife CI FlexiCare that provides policyholders with added financial protection in the event of another critical illness diagnosis. This rider offers two benefits: Cover Me Again and Recurring / Relapse Major CI:
  1. The Cover Me Again benefit provides a policyholder with up to 4 times payouts of 100% of their basic sum insured upon diagnosis of another critical illness. The policyholder must have gone 12 claim-free months from their last critical illness claim, and the new condition must not have been claimed under the basic policy.
  2. The Recurring / Relapse Major CI benefit provides a policyholder with up to 2 times payouts of 100% of their basic sum insured upon diagnosis of a repeated advanced stage critical illness. The policyholder must have gone 24 claim-free months from their last critical illness claim.

The Cover Me Again Booster Rider is a great addition to Manulife CI FlexiCare that provides policyholders with added financial protection in the event of another critical illness diagnosis. With this rider, you’ll be able to take a deep breath and relax knowing you’ve got the funds you need to take care of your health and maintain your quality of life. No more worrying about the financial strain of medical expenses!

Recovery Care Plus Benefit

The Recovery Care Plus Benefit is a feature of Manulife CI FlexiCare that provides policyholders with financial support during their hospitalization. If a policyholder is admitted to an Intensive Care Unit (ICU) or ICU plus High Dependency Unit (HDU) in a hospital in Singapore and stays there for 4 consecutive days or more, they will receive a payout of up to S$25,000.

This benefit helps policyholders cover the costs of their hospitalization and any other related expenses, such as medications or rehabilitation. With this plan, you’ll have one less thing to worry about during a time when you need to focus on getting better. They’ve got you covered with the financial support you need, so you can concentrate on your recovery without any added stress.

 

Other Benefits of Manulife CI FlexiCare

Free coverage for your child

With Manulife CI FlexiCare, you can give your little ones an extra layer of protection, absolutely free! In the event that your child is diagnosed with an Advanced Stage Critical Illness, you’ll receive a payout of S$10,000 to help with the journey. Just remember, the plan only pay one claim per child per policy. So, give yourself peace of mind and make sure your kids are protected with Manulife CI FlexiCare.

Special CI Conditions Benefit

With Manulife CI FlexiCare, you’re not just protected from serious critical illness, but from some of the other special conditions as well.

Manulife CI FlexiCare - Special CI Conditions Benefit

This plan offers special coverage for 23 specific critical illnesses, up to a sum of S$25,000 per claim. And the best part? You can make up to 6 claims for these special conditions. Just remember, each condition can only be claimed once. So make sure you’re covered for all the critical illnesses that matter to you with Manulife CI FlexiCare.

Premium Waiver Riders

The Manulife CI FlexiCare plan offers Premium Waiver Riders as an optional supplementary benefit. This feature provides financial support in the event that policyholders are unable to pay their insurance premiums due to critical illness or disability. This means that policyholders can continue to receive the coverage they need without worrying about the cost, giving them peace of mind during a difficult times. The Premium Waiver Riders are a flexible and customizable way to enhance the protection offered by the Manulife CI FlexiCare plan.

 

Why get Manulife CI FlexiCare?

Critical illnesses can be a real k.o. punch, affecting not just the individual, but also their loved ones. It can mean hefty medical bills, loss of income and a dip in the quality of life. But with Manulife CI FlexiCare, you can have peace of mind knowing you’ll get the financial support you need to tackle these challenges head-on. The lump sum payout gives you the flexibility to pay for medical expenses, settle debts and maintain your standard of living, without having to worry about the financial stress. So, don’t let critical illnesses catch you off guard, be prepared with Manulife CI FlexiCare.

 

Takeaway: Why Manulife CI FlexiCare Is One of the Best Critical Illness Insurance Solution in SG

In conclusion, Manulife CI FlexiCare is the all-in-one solution for those looking for critical illness insurance in Singapore. With its comprehensive coverage and customizable options, it’s the ultimate protection for you and your loved ones. So, if you want to be prepared for the unexpected, without having to worry about financial stress, Manulife CI FlexiCare is your answer. You can have peace of mind knowing that in the event of a critical illness, you’ll have financial support to get you through.

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