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FWD Invest First Plus A Comprehensive Review

FWD Invest First Plus: A Comprehensive Review

FWD Invest First Plus is a popular investment-linked insurance policy in Singapore that provides policyholders with both death coverage and the opportunity to grow their money over time. This policy is designed to offer transparency, stability, and ease of use, making it an ideal choice for those looking to secure their financial future.


Investing Made Easy with FWD Invest First Plus

Investing can seem like a daunting task, but FWD Invest First Plus is here to make it simple and accessible for everyone. With its five core features, you can enjoy the benefits of investing with ease and confidence.

  1. Boost Your Investments with Bonus Units: Start reaping the rewards of your investments early and continue to see growth throughout your policy term with bonus units.
  2. Fixed Total Charges for Optimal Value: At FWD, they’ve revolutionized the traditional way of determining charges in their Invest First Plus plan. Unlike conventional methods where charges are calculated as a percentage of the policy value and increase as the investment grows, they’ve opted for a fixed total charge approach. This allows policyholders to enjoy the benefits of their investments without having to worry about paying more as it grows, ensuring their hard-earned money goes even further.
FWD Invest First Plus - fixed charges
FWD Invest First Plus has got your back with fixed total charges, so you won’t have to worry about any surprises when your policy’s value appreciates.
  1. Stay in Control of Your Finances: Should the need arise, you have the flexibility to withdraw your FWD Invest First Plus investment, take a break from paying premiums, or repay missed premiums from as early as the 25th month.
  2. Access to Curated Funds with Dividend Cash-Out Option: Take advantage of this exclusive opportunity to invest with world-renowned fund managers and access a range of asset classes from all key markets, including dividend-paying funds, to help grow your wealth or enjoy passive income streams.
  3. Effortless Auto-Rebalancing Service: FWD Invest First Plus auto-rebalancing technology will track and monitor your investment portfolio, making adjustments based on your allocation, all without you lifting a finger!


Invest with Confidence and Flexibility with FWD Invest First Plus

At FWD, they believe that your investments should empower you, not hold you back. That’s why they’ve designed the FWD Invest First Plus plan with greater flexibility, so you can adjust it to fit your changing life.

  1. Make Unlimited Free Fund Switches: With unlimited free fund switches, you can easily make changes to your investment portfolio as you see fit, whether it’s to switch to a better-performing fund, adjust to your changing risk appetite, or respond to changing market conditions.
  2. Take a Break, Repay Later: We all know that life can be unpredictable. With FWD Invest First Plus, you have the option to take a break from paying premiums from the 25th month onwards. If you repay any missed premiums later, you’ll receive Booster Bonus and Loyalty Bonus for those missed payments.
  3. Access Your Funds When You Need Them: Unexpected expenses can arise at any time, but with FWD Invest First Plus, you can make penalty-free withdrawals from the 25th month.
  4. Grow Your FWD Invest First Plus Plan with Top-Ups: You can boost your policy value by making single premium top-ups whenever you want.
  5. Choose Your Policy Currency: Their policies are available in SGD and USD, and you can switch between them from the 6th policy year.


Investment Opportunities Tailored for Singaporeans

FWD Invest First Plus gives policyholders the chance to invest in a range of investment funds, including those that are tailored to the specific needs of Singaporeans. The policy offers a variety of fund options to choose from, allowing policyholders to select the investment strategy that best aligns with their financial goals and risk tolerance.

Invest in the Best with FWD’s Curated Funds

You should have access to the best investment opportunities out there, FWD has hand-picked over 50 funds from globally established fund managers.

FWD Invest First Plus - fund choices
Source: FWD

With FWD Invest First Plus, you can be confident that you’re investing in funds that are well-diversified and ready to take advantage of tactical opportunities that come from changing market conditions.

At FWD, they understand that not all funds are created equal, which is why they take pride in providing you access to only the best investment options. So why settle for ordinary when you can have extraordinary? Choose FWD’s curated funds and see your investments reach new heights.

Let Technology Work for You with FWD Invest First Pluss Auto-Rebalancing Service

Not everyone has the time and resources to be an active investor, but that shouldn’t hold you back from reaching your financial goals. That’s where FWD Invest First Plus’s auto-rebalancing service comes in, using technology to keep your investment portfolio on track.

FWD Invest First Plus - auto-rebalancing service

With a disciplined approach to investing, FWD’s auto-rebalancing service ensures that your portfolio’s risk characteristics align with your risk appetite, no matter what the market does. Whether you’re a hands-on investor or prefer to let technology work for you, FWD Invest First Plus has got you covered.

Say goodbye to the stress of constantly monitoring and adjusting your investments, and say hello to the peace of mind that comes with FWD’s auto-rebalancing service. It’s time to let technology work for you.

Transparent and Fixed Total Charges

One of the key advantages of FWD Invest First Plus is the transparency and stability of its total charges. Unlike some investment-linked policies that may have unpredictable charges, FWD Invest First Plus has fixed total charges that are clearly outlined in the policy documentation. This makes it easy for policyholders to understand and manage the costs associated with their investment.

Death Coverage for Peace of Mind

In addition to offering investment opportunities, FWD Invest First Plus provides death coverage for policyholders. This means that in the event of the policyholder’s death, their beneficiaries will receive a lump sum payout that can be used to help cover the costs of their funeral, outstanding debts, and other expenses. This provides peace of mind for policyholders and their families, knowing that they are protected in the event of the unexpected.

Multiple lives covered

With FWD’s Invest First Plus, you can secure not just your own financial future, but also that of your loved ones. This plan offers coverage for up to 1 policyholder and 2 insured individuals, giving you peace of mind knowing that your family is protected.

FWD's ILP - Entry Age
Participating is easy, with eligibility for individuals of different ages.

With FWD Invest First Plus, peace of mind is a given for those who want to secure the future for multiple lives. The policy provides coverage for up to one policy owner and two persons insured. This not only offers flexibility but also ensures policy continuity, as the policy will remain in effect until the last insured individual passes away.

Convenient Online Management

FWD Invest First Plus is designed to be easy to manage and accessible for all. Policyholders can log into their account at any time to view their investments, make changes to their fund selections, and monitor their policy performance. This makes it simple and convenient for policyholders to stay on top of their investment and ensure that it is aligned with their financial goals.


Takeaway: Accelerating Your Investment Journey with FWD Invest First Plus

In conclusion, FWD Invest First Plus’s innovative and transparent Investment-Linked Plan is an excellent option for Singaporeans looking to combine death coverage with investment growth. With transparent and fixed total charges, a variety of investment options tailored to the specific needs of Singaporeans and residents in Singapore, and easy online management, this policy is a great choice for anyone looking to secure their financial future. If you’re considering purchasing an investment-linked policy in Singapore, be sure to take a closer look at FWD Invest First Plus.


Are you in search of the ultimate Investment-Linked Policy? Let our MAS-certified advisor assist you in comparing options to find the ideal one for your financial goals. Reach out to us now!

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