Share Now
Endowment Plan Singapore

China Taiping I Saver 8 – Shortest Participating Plan Endowment Up to 3.13% p.a.*

It is hard to find a fixed maturity participating plan endowment nowadays that is shorter than 10 years and pays a decent yield but the China Taiping I Saver 8 definitely packs a punch. As the name goes, this is an 8 years Singapore Dollars maturity participating endowment plan that only requires 2 years of premium payment term, you may also opt for a 1 year advance premium.

*Based on illustrated investment rate of 4.25% p.a. for 8 years

Benefit in a nutshell

china taiping i saver 8

source chinataiping

Entry Age

china taiping i saver entry age


The China Taiping I Saver 8 (SGD) can be purchased by an individual between 18 to 65 years of age. The entry age of the life insured can be as young  1 – 19 years old which means a parent can buy on the life of his/her children.

Minimum and Maximum Savings to Start

The minimum savings amount to kick start the policy will be $18,000 per annum ($36,000 in total for 2 years) and the maximum savings amount will be $500,000 per annum ($1,000,000 in total for 2 years). This is very suitable for middle age group of demographics that wish to protect their money from the current stock market volatility but at the same time protect their money from inflation in the medium term horizon.

Death Benefit

If the life assured passes on within the 8 years policy term, their beneficiary shall receive 105% of the total premium paid plus a non guaranteed bonus. You can nominate a beneficiary anytime during the policy term to ensure that your money will be passed on to your love ones even without a will.


This plan is suitable for those whom are looking at
  • Lump Sum Maturity on the 8th year
  • Short Term Premium Commitment
  • No Medical Underwriting
  • Principal Guaranteed upon Maturity
This plan is not suitable for
  • High Protection Cover
  • Regular Income Payout
  • 1 – 3 years Plan Maturity

Short Term Goals Product

If you have the following short term financial goals, you may consider this plan.

  • Wish to retire with a lump sum within the next 10 years with your principal protected and potentially higher than bank savings yield
  • Wish to plan for a lump sum payout for your children education within the next 10 years with a potentially higher thank bank savings yield
  • Any short term savings goal that needs to materialise within the next 10 years.

If you have a longer term goal and would like to check out some of the industry best endowment plans, you may check it out here.

How it works?

How China taiping i saver 8 works

What are your goals?

Let us help you with your goals. An MAS-Licensed Expert will provide you with objective advice and help you compare insurance quotes from different providers. 100% Free & No Commitment.

  • MoneyLine.sg is an independent information provider. It is not a bank or financial services provider and cannot give direct financial advice.
  • All Sample Premium results if shown are based on the criteria indicated and MoneyLine.sg does not warrant or guarantee that anything written here is accurate, timely, or relevant to the solution of any problem you may have.
  • Contents are intended as general information only and do not consider financial situation or need of any user or reader, any specific person or group of persons. It does not constitute advice nor does any part of the content constitute an open offer capable of forming the basis of a contract.
  • Moneyline.sg works with Synergy Financial Advisers to present these contents. Synergy Financial Advisers makes no representation or warranty as to its adequacy, completeness, accuracy or timeliness for any particular purpose. All information provided is not intended to be and does not constitute financial advice, insurance advice or any other advice or recommendation of any sort offered or endorsed by Synergy Financial Advisers.
  • Promotions indicated on this page may not be accurate and may be subjected to changes by providers without warning. Moneyline.SG does not take responsibility for the accuracy of the information shown in this content.
  • You are recommended to seek financial advice from a qualified financial advisor for product suitability and its latest premium rates quotation before deciding to purchase the product. In the event you choose not to seek advice, you should consider if the product is suitable for you.
  • Without prejudice to the generality of this, MoneyLine.sg Pte Ltd specifically excludes liability for any loss or damage no matter how arising from the use of this Web Portal or of any information or services provided through this web portal.
  • Please read our full Disclaimer on the use of our website.