MSIG TravelEasy Pre-Ex Travel Insurance Covers Your Pre-Existing Condition

Do you love to travel? Well, we do as well. So do many of our friends and families. According to research, Singaporeans take more than 5 trips per year. That’s like 1.5 trips every quarter. Despite being “seasoned and experienced” travellers, many of us still make the novice mistake of forgetting our travel insurance. And yes, if you have a pre-existing condition and yet loves to travel, you must get a pre-ex travel insurance

What’s The Big Deal About Travel Insurance Anyway?

Some people might say, “What’s the big deal about travel insurance anyway?”. After all, you won’t get to utilize the money you have paid to your travel insurance for 80% of the time. It is only for the small occurrence of accidents and/or mishaps, which usually happens for 20% of the time.

But here’s the thing. Despite accidents and/or mishaps occurring for only 20% of the time (or even lesser), it can cause a huge financial burden for you in the long run. Injuries, car accidents or even life-threatening illnesses that can put you in debt for the next 10 years. For example, a helicopter evacuation can cost you $35,000 on average. In more serious situations, it can cost up to $300,000.

Why put yourself at risk of a huge financial burden when you can just get travel insurance for less than $100? $100 in exchange for protection against a huge financial burden of $35,000 sounds like a pretty good deal for anyone.

I Have a Medical Condition. Can I Still Buy Travel Insurance?

But having a pre-existing condition can be a thorny issue when it comes to insurance. This is especially if you love to travel. Because of your pre-existing condition, you might find yourself being excluded from coverage from the usual travel insurance plans. In the event of a medical emergency, your claim will not be validated because of your existing medical condition. So, what can you do about it?

For those with pre-existing conditions, your answer can be as simple as MSIG’s TravelEasy Pre-Ex plan. This plan was designed by MSIG to provide comprehensive coverage for different types of travel accidents and/or mishaps for those with pre-existing conditions. Here are some reasons why MSIG’s TravelEasy Pre-Ex plan should be your preferred pre-existing condition travel insurance.

3 Reasons Why Pre Ex Travel Insurance is Your Best Choice

  1. Coverage For All Pre-Existing Medical Conditions
pre ex travel insurance

Msig Pre Ex Travel Insurance Coverage Breakdown

While most travel insurers typically shun customers with pre-existing conditions, MSIG isn’t one of them. Instead, MSIG embraces all its customers to ensure that everyone has access to travel insurance, regardless of your medical condition. All you have to do is to answer a few simple health questionnaires and voila, you can get your coverage even if you have a pre-existing medical condition.

MSIG TravelEasy Pre-Ex covers all types of pre-existing medical conditions from asthma to cancer and even heart conditions. MSIG TravelEasy Pre-Ex also provides one of the highest limits for medical evacuation and repatriation expenses for any pre-existing condition.

  1. Comprehensive Cover For Every Traveler’s Needs

Besides coverage for a pre-existing medical condition, MSIG’s travel insurance also provides over 50 types of coverage. These coverages range from travel delay to injury or illnesses sustained during your travel duration. With such comprehensive coverage, you can have the peace of mind as you travel and enjoy your trip to the fullest.

Here are some of the essential coverage provided by MSIG

  • Overseas Medical Expense up to $1,000,000
  • Pre-Ex Condition Overseas Medical Expense Gets up to $150,000 Coverage
  • Personal Accident up to $1,000,000 for age 70 and below
  • Medical Expense in Singapore up to $75,000
  • Mobility Aid up to $5,000
  • TCM up to $600
  • Hospital stay cash benefit of $100 per day and ICU $400 per day
  • Emergency Evacuation up to $1,000,000
  • Pre-Ex Condition Emergency Evacuation up to $200,000
  • Insolvency of travel operators up to $6,000
  • Delayed Departure of more than 6hrs up to $1,500
  • Travel Cancellation up to $15,000
  • Travel Postponement up to $2,000
  • Baggage Delay up to $1,500
  • Fraudulent Credit Card use up to $3,000
  • Covers Adventurous Activities
  • Vehicle Rental Excess up to $1,500
  • Loss of baggage ($1,500) Money ($500) Wedding Accessories ($3,500) Laptop and Phones ($7,500)

For a comprehensive list of cover, click here

  1. It’s The Best Plan For Families

Have you ever tried buying insurance for your whole family, only to realize that there is an age cap? Because of the age limit, you can’t get the same travel insurance for your parents or grandparents. Keeping track of multiple travel insurance policies can be a real pain, isn’t it? Well, that’s why MSIG TravelEasy Pre-Ex doesn’t have an age cap so that everyone in your family can get the best travel insurance plan.

Getting MSIG TravelEasy Pre-Ex Is Easy So That You Won’t Forget Your Travel Insurance, Ever

So, if you are in the midst of planning for your next holiday, make sure you don’t forget your travel insurance. Get your quotes here MSIG TravelEasy Pre Ex Travel Insurance plan for you and your family and/or friends and say goodbye to unnecessary worries about travel setbacks.

If you are healthy, get your MSIG TravelEasy here MSIG is giving a 60% discount on all plans!

Why you should get it
  • Covers pre-existing medical conditions such as cancer, high blood, asthma, heart conditions.
  • Over 50 benefits on travel mishaps
  • Claims Initiative of the Year 2018
  • Covers adventurous activities
  • Covers senior even on lone trips
Why you may not need it
  • If you are healthy you should get the Travel Easy plan instead
  • Costly for individuals who don't have pre-existing conditions
  • Not exactly the best plan for a group of travellers

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  1. […] insurance provides over 50 types of coverage. On top of that, MSIG also covers individual with pre-existing conditions. These coverages range from travel delay to injury or illnesses sustained during your travel […]

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