Early Stage Critical Illness Insurance

The chance of early detection are more common nowadays with frequent health screening initiative done by individuals and their employers. If you are worried about early stage cancer or other major health related issues affecting your ability to earn an income, get a peace of mind with an early critical illness plan now so you can be financially prepared should the need arises.

A health insurance plan covers your bill, a comprehensive Critical Illness plan provides you with income replacements.

Premiums are lower for Early Stage Critical Illness the younger you start. Get yourself a more comprehensive coverage on non-communicable disease diagnosis such as cancer, heart attack or stoke.

Get the Best Early Stage Critical Illness Insurance Plan

Your existing coverage may not serve specific coverage needs like an early stage ci plan, let our aggregator find you the best early stage ci plan

Available filters for Comparison on our aggregator.

  • Coverage till Age of 75 and 100
  • Sum Assured of $50000, $100000 and $1500000
  • Age Range from Age 20 to Age 60
  • Gender options for male and female
  • Choice of Single or Multi-Claim Plans

We will further customize a quote for you once we receive your enquiry to cater to your individual preference

Standalone Multiple Claim Early Stage Critical Illness Insurance Plans We Compare

  • Manulife Ready Complete Care (Cover Me Again)
  • Tokio Marine MultiCare

Standalone One-time Early Stage Critical Illness Plan We Compare

  • Aviva MyEarly Critical Illness II
  • Tokio Marine Early Cover
  • AXA Early Stage CI
  • Manulife Ready Complete Care

A sneak peak on our web aggregator

early stage critical illness

The biggest advantages of getting an Early Stage CI Insurance Plan is that it provides financial relief for early stage diagnosis of non-communicable disease and major operation procedures.

Make use of our Moneyline.SG web comparison tool to find the most suitable coverage base on your needs. Upon your request, A licensed FA representative will draft you a customized plan based on the information you have provided. Their service is 100% free and there is no obligation to take up any products from them.

Alternatively, Answer 3 Specific Questions on Early Stage CI to Customize Your Preference.

  • By clicking the "Contact me" button below and submitting your personal data on this form, you consent and agree to Moneyline.SG and third party licensed representatives to collect, use and disclose your personal data for the sole purpose of contacting you to provide you with marketing and promotional information relating to the products and/or services offered and/or distributed via email, call and/or text messages/SMS.


What is early stage critical illness insurance?

Early Stage CI Insurance are standalone Critical Illness Plans which pays you a lump sum upon any early, intermediate to late stage diagnosis of the 37 LIA listed critical illness conditions.

What does early stage ci insurance covers?

Early Stage CI Insurance seeks to bridge the gap in the case where one is diagnosed with a critical illness but not at the “stage” where it can be covered by a normal Critical Illness policy. The sum assured of an Early Stage CI Insurance can also be claimed in the event of certain medical procedures done such as the removal of one kidney or small bowel transplant.

What are some of the conditions or medical procedures Early CI covers?

Some of the conditions and medical procedures covered for includes but are not limited to:

  • Carcinoma in-situ of specific organs (An Early Stage Diagnosis of Cancer)
  • Insertion of Cardiac Pacemaker (Early Stage Heart Attack)
  • Brain Aneurysm Surgery (Early Stage Stroke)

How much coverage do you need?

For early stage ci, it is good to get up to 1 – 2 years of your income to cover the expenses for unforeseen treatment costs, medical appliances and income replacement during your recuperation period.

Why should you get early stage ci insurance?

With more advanced medical technologies these days and the higher possibility of early detection, having an early stage ci insurance plan will provide you with financial relief while you undergo treatments. The pay-out should be enough to let you take a break, seek alternative treatments and allow you spend more time with your loved ones should you get diagnosed with any critical illness.

Who should get early stage ci coverage?

Anyone. Should there be a possibility that someone is reliant on their ability to earn an income at present or in the future, they should protect themselves with an early stage critical illness coverage.

What are multiple claims and recurrent critical illness coverage and why is it important?

Given the fact that there is a probability of recurrence, critical illness plans have evolved and insurance companies here are now offering plans that addresses these concerns. Such plans provide continuous coverage for early stage and advance stage CI should your condition persist, relapse or when another critical illness has been diagnosed.

What is the best early stage or multi claim critical illness?

Best 2 Early Stage Critical Illness Plan
Best 3 Recurrent and Multi Claim Critical Illness Plan

Can I buy two different critical illness plan from different insurers and claim from both upon diagnosis?

Yes, you may as long as the total coverage amount does not exceed SGD 2 million dollars.

What is the maximum coverage I can get for early critical illness?

Different insurer has different cap on the coverage limit, etc Aviva only allows a maximum sum assured of $250,000 per early stage critical illness policy whereas AIA can cover up to $2,000,000, however there is a separate claim limit on first time early stage critical illness diagnosis.

What is the maximum amount of claim I can make upon my first early critical illness diagnosis?

The highest max amount one can claim upon the first early stage ci diagnosis is $350,000.

Get an online quote

  • Comprehensive coverage on early stage ci diagnosis and surgical procedures due to critical illnesses
  • Flexible coverage term from 10 years all the way to age 100
  • Enjoy multiple claim capability for certain plans
  • Get additional special condition coverage such as dengue and diabetic complications
  • No cash value
  • Minimal coverage for death

More Articles

4 Ways Raffles Shield Is Different From Your Usual IP

Previous article

Compare Best Critical Illness Insurance for Diabetic in Singapore (Updated May 2021)

Next article

You may also like