Home > HDB - Refinancing Loans > HSBC - SIBOR Package bundled with Time Deposit (No Lock in)
HSBC - SIBOR Package bundled with Time Deposit (No Lock in)
HSBC


Last Updated: 15 Jan 2013

  
Message from HSBC

Build your dream home with an HSBC home loan that is flexible to your lifestyle needs.

Benefits & Privileges
  • Daily interest rest
  • Free 1 year fire insurance
  • Legal subsidy of 0.50% of loan amount, subject to cap of $2,500/- (for loan $1m & above, we will increase the legal subsidy to $3k)
    Refund of legal subsidy if loan is fully redeemed within 3 years
  • Condition: To establish NEW Time Deposit (TMD) of min 6 months tenor and min placement amount of S$25,000 upon loan drawdown.

 

Promotions

Refinancing Cash Incentive Promotion - We offer 0.40% cash incentive for refinancing (terms & conditions apply)
Type of Home Loan   Term of Home Loan
Variable rate   Maximum 35 years
Year 1 Interest Rate % p.a   HDB Lock-in Period
1M / 3M SIBOR + 0.90%   None
Year 2 Interest Rate % p.a   Loan Package
1M / 3M SIBOR + 0.90%  
Year 3 Interest Rate % p.a   Fees & Waivers
1M / 3M SIBOR + 0.90%  
Interest Rate Thereafter   Eligibility & Requirements
1M / 3M SIBOR + 1.25%  
  • Minimum loan size S$2,000,000
  • Maximum Loan Term : 35 years or up to age of 70 years, whichever is earlier
Completed/Uncompleted   Other Details
Completed Property  
  • SIBOR refers to Singapore Interbank Offered Rate for Singapore dollars published in Business Times on the first business day of the month
        

MoneyLine.sg newsletter

Sign Up For Our Newsletter And Never Miss A Promotion!