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Citibank - Index-Linked Package - Under-Construction Properties
Citibank


Last Updated: 27 Oct 2012

  
Message from Citibank

Whether it is a new purchase or you simply want to reduce interest payments on your existing loan, Citibank Home Saver is the answer

Benefits & Privileges
  • No Processing fee.
  • Free valuation.
  • Legal subsidy, up to 0.4% of loan amount capped at $2,500, whichever is lower.
  • Flexibility to choose between  3 / 6 / 12-month SIBOR. (unlimited free conversions)
Type of Home Loan   Term of Home Loan
Fixed Rate  
Year 1 Interest Rate % p.a   HDB Lock-in Period
SIBOR + 0.75%   None
Year 2 Interest Rate % p.a   Loan Package
SIBOR + 0.75%  
Year 3 Interest Rate % p.a   Fees & Waivers
SIBOR + 0.75%  
  • Within initial (lock-in) period, prepayment fee for both full and partial repayment is 1.5% of amount prepaid.
  • After initial period, for full prepayment or partial prepayment made on any date other than the expiry date of an interest period, breakage fee is 0.5% of amount prepaid.
Interest Rate Thereafter   Eligibility & Requirements
SIBOR + 0.75%  
Completed/Uncompleted   Other Details
Completed Property  

Min. loan size $500k applies
        

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